Anxious

Less than a week til the disability hearing and I'm very anxious. We've been waiting so long and soon we will have a decision. Unfortunately, from what i understand the decision wont even be made the same day as the hearing. I believe I read that it takes a month or two to hear the decision and then if you do get approved it could take a few more months to start getting paid. It's a pretty sick process. I feel sorry for other people in this situation who had it worse than we did. I mean really, the only bad thing for us was just finances and with the help of family we got through that. We've been broke for so long now, that it's gonna be really weird if we do get it in our favor and my wife brings in an income each month. I feel like it was just yesterday when I was posting about all the extra money we had coming in from my wife working as a nanny making 2k a month. But, it's actually been almost 3 years since that. WOW.

Right now we are getting by and actually have a little money extra each month, but it's just a matter of time til we need a new car and who knows what else could happen. I'm starting to understand my numbers better with work, which will translate into more bonus money. I got my first bonus check the other day. It was for 8$. Lol. The next one should be about 40 and if the numbers stay in line for this period I'll make about 120. It's not much, but every little bit helps. I need to work harder to push our sales at work and then that's when I can start getting the really good bonuses. Some people make 500$ extra a month in bonuses. I need to find another stream of income too.

I need to put my idea into motion. I'm not sure if I've posted it already, but I have an idea basically to form a sort of Savings club for the community. Basically, I would try to get businesses to pay me to get their marketing materials out. My initial plan was for Mehlville, but I think there may be even more opportunity in Oakville. It's pretty easy to get the material out for me. I'll be getting them out like I'd be delivering newspapers. I did 400 for work a few weeks ago and it took me maybe 30-40 minutes. The only real time consuming part is simply going to each business and trying to get them on board. Maybe next week, I should spend a day driving around Oakville and writing down potential businesses to approach. There are literally over 100 businesses just down a 3 mile stretch on ONE street to work. if I can get 5 on board for 20$ a week, that's a really easy 100$ a week extra in my pocket. Obviously I'll have to pay for gas and a few materials, but it just seems like some really easy money. What's great is a guy at work wants to do it with me. So, if i Do get a lot of interest i can get even more done. Or I could expand over to other communities. I just gotta get it going though.

I don't have time for other ways to improve my income. If I had money to invest I would do some poker or even look to get a small Vending machine route. But, right now, I don't have that. Maybe if my wife gets a big enough lump sum from back pay, I can look into something like that. I definitely have to do something though. We dont have credit card bills, or loans, or a car payment, right now. So, really we are almost at the bare minimum of what we pay out and yet we only have an extra 500$ a month right now. That's just not gonna cut it for long. It's hard out there for a family on 1 salary. Of course, things could be worse and they were.. so I know how bad it could be. That's why I gotta be smart in getting us in better and better shape financially.

It all depends on how next monday goes.. then we wait.. hopefully not for too long.